建设银行swift代码（建设银行 swiftcode）

建设银行SWIFT代码是中国最大的国有银行，为国际银行间和外贸机构提供金融服务。 它是一个全球组织，拥有超过400家成员银行，在200多个国家和地区有超过10万个启用的SWIFT代码。 运用这个SWIFT代码，可以有效的完成由建设银行作为收款行的外币汇款及付款等贸易金融业务。 SWIFT代码对于建设银行联行行号而言特别重要，其也被称为BIC（银行标识码）或IBAN（国际银行账号）代码。

1、什么是SWIFT代码？

SWIFT代码（Society for Worldwide Interbank Financial Telecommunications ）是一个国际组织，旨在提供一种安全、可靠、速度快的支付服务，支持在全球范围内进行贸易金融业务。它是每所银行唯一的识别号码，用于在跨境支付交易中标识银行或金融机构。

2、什么是建设银行SWIFT代码？

建设银行的SWIFT代码是CCBGCNSH，它由8个字母组成，分别代表建设银行中国、国家及上海地区分行。 这8个字母表示建设银行可以在国际银行间和外贸机构之间完成支付服务。

3、建设银行SWIFT代码的使用

建设银行的SWIFT代码用于进行跨境支付交易，如从海外发起汇款至建设银行，无需开立实体银行账户，只要提供正确的SWIFT代码即可完成交易。 它也可以用于在建设银行的跨境付款，以保证外汇业务支付的及时性与安全性。

4、SWIFT代码的申请

在建设银行申请SWIFT代码需要提供有关信息，包括但不限于建设银行企业开户许可证编号，客户姓名及身份证号等文件，完成SWIFT代码的申请流程。另外，如果需要索要SWIFT代码，可以直接咨询您所在的建设银行柜台。

5、SWIFT代码的优势

SWIFT代码可以保证交易的及时回复，高效率以及安全性。采用SWIFT代码进行跨境支付，可以有效避免汇款时出现失误；另外，利用SWIFT代码交易手续费低，可以节省银行业务处理成本；最后它还具备有报文审查和多种认证，提高信息安全性。

总之，SWIFT代码在国际银行间及外贸机构之间进行贸易金融支付服务方面有着至关重要的作用，建设银行的SWIFT代码（CCBGCNSH）更是用于完成支付服务不可多得的一种工具。

1. SWIFT (Society for Worldwide Interbank Financial Telecommunication) is an international provider of secure financial messaging services used by banks and financial institutions worldwide.

2. SWIFT provides a standardized way for institutions to communicate with each other and make financial transactions. Banks and other financial institutions use SWIFT codes to identify themselves and exchange messages with each other.

3. Each financial institution identified on the SWIFT network is assigned a unique Bank Identifier Code (BIC) which is used to identify the institution in financial transactions and messages. Every BIC consists of eight or eleven characters and includes a combination of numbers and letters.

4. In the case of the Construction Bank, its BIC is BKCHCNBJ IDC, with BKCH being the bank code, CN indicating China and BJ indicating Beijing. This is the SWIFT code used to make international funds transfers to Construction Bank accounts.

5. All domestic interbank transfers to Construction Bank accounts take place using the bank’s domestic BIC. For example, the Construction Bank’s domestic BIC for Beijing Branch is BKCHCN BJ.

6. When making a transfer to any Construction Bank account, customers must input the accurate BIC. When making a transfer to another bank, customers must also provide the other bank’s BIC and the beneficiary’s account number.

7. The SWIFT network allows financial institutions and other organizations to securely exchange information and make payments with each other. For many years, the SWIFT network has been the most reliable and secure way to conduct financial transactions.

8. Today, more and more banks are turning to secure online platforms to perform transactions. These platforms enable financial institutions to securely and quickly transmit large amounts of data while maintaining compliance with SWIFT standards.

9. For many business and personal needs, banks have begun offering services through these online platforms to customers. These services include but are not limited to electronic payments, balance inquiries, online trading, and international transfers.

10. The Construction Bank has established an online platform to offer customers increased convenience and security when managing their accounts. Through this platform, customers can perform various banking operations including domestic interbank transfers, international transfers, and other services.

11. To make a transfer to any Construction Bank account, customers must provide the correct BIC. This ensures that the correct bank receives the transfer and that the information is securely transmitted.

12. The Construction Bank also offers several other services for customers, such as providing credit cards, mortgages and other loan products, international business services, and more.

13. The bank has a wide network of branches in China and overseas, offering customers comfortable and convenient banking services.

14. Moreover, the bank provides a number of online services, such as online banking and mobile applications, to help customers manage their finances.